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Homeownership & Maintenance: Hose Spigot Leak
A spigot supply pipe bursting in the winter is common. One might assume it's due to a lack of insulation in the wall, or possibly the spigot wasn't frost-free. In this case, Jake's wall assembly is beyond sufficient for thermal protection, and the spigot itself isn't to blame.
So, what is the culprit? The garden hose.